Federal Direct Loans
Federal Direct Loans for students and parents: SDSU participates in the Federal Direct Student Loan (Direct Loan) Program, which provides long-term, low-interest loans borrowed directly from the U.S. Department of Education for you and your parents, if you are a dependent student.
Loans may be included as part of your financial aid award and provide you with the opportunity to borrow funds to meet your educational expenses.
Types of Federal Direct Loans at SDSU
Your SDSU award may include:
- Subsidized—No interest or payments while you are enrolled at least half time (undergraduate students only).
- Unsubsidized—Interest charged while you are enrolled.
- Grad PLUS—For graduate students after all other loans are awarded.
- Parent PLUS—A loan parents may borrow to help with your educational expenses.
To find out if you are eligible for a loan, check your financial aid award on AidLink.
Repaying your loan(s)
For Federal Direct Loans, there are several different repayment options that can help you to manage your debt. To learn about repayment plans and loan calculators, as well as how to consolidate multiple loans into one monthly payment, see Repaying Your Loans.